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BUS-121: Principles of Money Management

Introduces principles of money management in our changing economic environment and explores the psychological, sociological, and physiological factors that influence financial decisions. Emphasizes a financial goal setting, culminating in the creation of a personal budget, financial plan, income generation, career planning, and effective spending decisions.

Business

Author: Frank Paiano
Publisher: Southwestern College
Source: LibreTexts
License: CC BY-NC-SA
Language: EN
Category: Economics

Read online Download PDF (open licence)

Contents· 91 sections

01: Personal Financial Planning
1.01: Introduction
1.02: Individual or Micro Factors That Affect Financial Thinking
1.03: Systemic or Macro Factors That Affect Financial Thinking
1.04: The Planning Process
1.05: Financial Planning Professionals
1.06: Introduction
1.07: The Time Value of Money
1.08: Calculating the Relationship of Time and Value
1.09: Valuing a Series of Cash Flows
1.10: Using Financial Statements to Evaluate Financial Choices
1.11: Evaluating Risk
1.12: Choosing a Job
1.13: Finding a Job
1.14: Leaving a Job
02: Money Management Skills- Financial Statements and Budgeting
2.01: Introduction
2.02: Income and Expenses
2.03: Assets
2.04: Debt and Equity
2.05: Income and Risk
2.06: Introduction
2.07: Accounting and Financial Statements
2.08: Comparing and Analyzing Financial Statements
2.09: Accounting Software-An Overview
2.10: Introduction to Budgets
2.11: The Budget Process
2.12: Creating the Comprehensive Budget
2.13: The Cash Budget and Other Specialized Budgets
2.14: Budget Variances
2.15: Budgets Financial Statements and Financial Decisions
03: Taxes and Tax Planning
3.01: Sources of Taxation and Kinds of Taxes
3.02: The U.S. Federal Income Tax Process
3.03: Record Keeping Preparation and Filing
3.04: Taxes and Financial Planning
04: Cash Management- Savings and Payment Services
4.01: Your Own Money- Cash
4.02: Your Own Money- Savings
4.03: Other People's Money- Credit
4.04: Other People's Money- An Introduction to Debt
05: Consumer Credit
5.01: Your Own Money- Cash
5.02: Your Own Money- Savings
5.03: Other People's Money- Credit
5.04: Other People's Money- An Introduction to Debt
06: Consumer Strategies
6.01: Consumer Purchases
6.02: A Major Purchase- Buying a Car
07: Housing
7.01: Identify the Product and the Market
7.02: Identify the Financing
7.03: Purchasing and Owning Your Home
08: Risk Management- Home and Auto Insurance
8.01: Insuring Your Property
09: Risk Management- Health and Disability Insurance
9.01: Insuring Your Health
9.02: Insuring Your Income
10: Life Insurance
10.01: Insuring Your Income
11: Foundations of Investing
11.01: Investment and Markets- A Brief Overview
11.02: Investment Planning
11.03: Measuring Return and Risk
11.04: Diversification- Return with Less Risk
11.05: Investor Behavior
11.06: Market Behavior
11.07: Extreme Market Behavior
11.08: Behavioral Finance and Investment Strategies
11.09: Investment Information
11.10: Investing and Trading
11.11: Ethics and Regulation
11.12: Investing Internationally- Risks and Regulations
12: Investing in Stocks
12.01: Stocks and Stock Markets
12.02: Stock Value
12.03: Common Measures of Value
12.04: Equity Strategies
13: Investing in Bonds
13.01: Bonds and Bond Markets
13.02: Bond Value
13.03: Bond Strategies
14: Investing in Mutual Funds
14.01: Mutual Funds
15: Real Estate and Other Investment Alternatives
15.01: Real Estate Investments
15.02: Commodities and Collectibles
16: Retirement and Estate Planning
16.01: Retirement Planning- Projecting Needs
16.02: Retirement Planning- Ways to Save
16.03: Estate Planning