
External
Individual Finance
In addition to providing sources of practical information, this should introduce you to a way of thinking about your personal financial decisions. This should lead you to thinking harder and farther about the larger and longer consequences of your decisions. Many of the more practical aspects of personal finance will change over time, as practices, technologies, intermediaries, customs, and laws change, but a fundamental awareness of ways to think well about solving financial questions.
- Author
- Anonymous
- Publisher
- LibreTexts
- Source
- LibreTexts
- License
- CC BY-NC-SA
- Language
- EN
- Category
- Economics
Contents· 81 sections
- 01: Personal Financial Planning
- 1.01: Introduction
- 1.02: Individual or Micro Factors That Affect Financial Thinking
- 1.03: Systemic or Macro Factors That Affect Financial Thinking
- 1.04: The Planning Process
- 1.05: Financial Planning Professionals
- 02: Basic Ideas of Finance
- 2.01: Introduction
- 2.02: Income and Expenses
- 2.03: Assets
- 2.04: Debt and Equity
- 2.05: Income and Risk
- 03: Financial Statements
- 3.01: Introduction
- 3.02: Accounting and Financial Statements
- 3.03: Comparing and Analyzing Financial Statements
- 3.04: Accounting Software-An Overview
- Case Study
- 04: Evaluating Choices - Time Risk and Value
- 4.01: Introduction
- 4.02: The Time Value of Money
- 4.03: Calculating the Relationship of Time and Value
- 4.04: Valuing a Series of Cash Flows
- 4.05: Using Financial Statements to Evaluate Financial Choices
- 4.06: Evaluating Risk
- TVM Videos
- 05: Financial Plans- Budgets
- 5.01: Introduction to Budgets
- 5.02: The Budget Process
- 5.03: Creating the Comprehensive Budget
- 5.04: The Cash Budget and Other Specialized Budgets
- 5.05: Budget Variances
- 5.06: Budgets Financial Statements and Financial Decisions
- 06: Taxes and Tax Planning
- 6.01: Sources of Taxation and Kinds of Taxes
- 6.02: The U.S. Federal Income Tax Process
- 6.03: Record Keeping Preparation and Filing
- 6.04: Taxes and Financial Planning
- 07: Financial Management
- 7.01: Your Own Money- Cash
- 7.02: Your Own Money- Savings
- 7.03: Other People's Money- Credit
- 7.04: Other People's Money- An Introduction to Debt
- 08: Consumer Strategies
- 8.01: Consumer Purchases
- 8.02: A Major Purchase- Buying a Car
- 09: Buying a Home
- 9.01: Identify the Product and the Market
- 9.02: Identify the Financing
- 9.03: Purchasing and Owning Your Home
- 10: Personal Risk Management- Insurance
- 10.01: Insuring Your Property
- 10.02: Insuring Your Health
- 10.03: Insuring Your Income
- 11: Personal Risk Management- Retirement and Estate Planning
- 11.01: Retirement Planning- Projecting Needs
- 11.02: Retirement Planning- Ways to Save
- 11.03: Estate Planning
- 12: Investing
- 12.01: Investment and Markets- A Brief Overview
- 12.02: Investment Planning
- 12.03: Measuring Return and Risk
- 12.04: Diversification- Return with Less Risk
- 13: Behavioral Finance and Market Behavior
- 13.01: Investor Behavior
- 13.02: Market Behavior
- 13.03: Extreme Market Behavior
- 13.04: Behavioral Finance and Investment Strategies
- 14: The Practice of Investment
- 14.01: Investment Information
- 14.02: Investing and Trading
- 14.03: Ethics and Regulation
- 14.04: Investing Internationally- Risks and Regulations
- 14.05: Owning Stocks
- 14.5.01: Stocks and Stock Markets
- 14.06: Bonds and Bond Markets
- 14.07: Mutual Funds
- 15: Career Planning
- 15.01: Choosing a Job
- 15.02: Finding a Job
- 15.03: Leaving a Job